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10 questions to ask your potential public adjuster in Miami

If you've suffered property damage and need to file an insurance claim, consider hiring a public adjuster in Miami. Public adjusters are insurance claims professionals who help individuals and businesses file insurance claims after property damage or loss. They work on behalf of the policyholder to get the best possible settlement from the insurance company.

To find a good public adjuster in Miami, be sure to ask them these 10 questions:

1. What is your experience with property insurance claims?

The first thing you'll want to ask your potential public adjuster is about their experience with property insurance claims in Miami. Ask them how many years they've been working as a public adjuster and what type of claims they typically work on. This will give you a good idea of whether they have the experience and knowledge necessary to help you with your specific claim.

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2. Are you licensed and bonded?

Public adjusters in Florida must be licensed by FAPIA (Florida Association of Public Insurance Adjusters) . You can check to see if a public adjuster is licensed by searching the department's online database. In addition, you'll want to make sure that the public adjuster you're considering is bonded. This will protect you in case of any unethical or fraudulent behavior on the part of the public adjuster.

3. What are your fees?

Public adjusters in Miami typically charge a percentage of the total settlement they're able to get for you, so be sure to ask about their fee structure upfront. You'll also want to ask if they charge for any additional services, such as help with paperwork or negotiations with the insurance company.

4. How do you communicate with clients?

Find out how your potential public adjuster typically communicates with clients. Ask them how often they'll be in touch and what methods of communication they prefer. This is important to know, so you can be sure you're on the same page from the start.

5. What is your claims process?

Ask your potential Miami public adjuster to walk you through their claims process, so you know what to expect. Find out how long the process typically takes and what type of information and documentation you'll need to provide.

Learn More about the claim process for Commercial claims or Residential claims

6. How do you work with insurance companies?

Public adjusters in Miami are experienced in dealing with insurance companies, so ask them about their strategies for getting the best possible settlement. Find out how they handle negotiations and whether they're willing to go to court if necessary.

7. What is your experience with my type of claim?

If you have a unique or complex claim, be sure to ask your potential public adjuster about their experience with similar claims. This will help you gauge whether they're qualified to handle your particular case.

You may be interested in: Why You Should Hire a Public Adjuster in Miami After Property Damage?

8. Have you taken any cases to court?

Public adjusters sometimes have to take insurance companies to court in order to get a fair settlement for their clients. If this is something you're comfortable with, ask your potential public adjuster about their experience with litigation.

9. What are my options if I'm not satisfied with the settlement offer?

If you're not happy with the insurance company's settlement offer, ask your public adjuster what your options are. Find out if they're willing to negotiate further or take the case to court.

10. What are your credentials?

Public adjusters in South Florida must have a certain amount of experience and education in order to be licensed in Florida. Ask your potential public adjuster about their credentials and whether they're members of any professional organizations. This will give you an idea of their level of expertise.

People's Insurance Claim Center, Miami Public Adjusters

With over 30 years of experience, People’s Insurance Claim Center has gained an outstanding reputation as the largest-growing firm in South Florida. Our company has never been sued, nor have we ever had a complaint filed against us.

PICC works with more than 300 insurance companies, both large and small.

We are an active member of the Florida Association of Public Insurance Adjusters (FAPIA). PICC has also been an accredited member of the Better Business Bureau since May 2009, with an A+ rating.

Throughout the years, we have settled more than 60,000 claims for our clients, which has led to 22 awards of excellence.

For those reasons, you can confidently place your trust in our insurance adjusters.

Book your FREE Consultation at or call us at (305) 956-3666 OPEN 24 HOURS – 7 DAYS A WEEK! To get started. We look forward to helping you get back on your feet after a disaster!


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