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My Property has Suffered Damage from a Flood – What should I do?

Living in beautiful, sunny South Florida does come with a certain amount of risks. Severe rainstorms bring torrential downpours and ocean surges which can lead to devastating floods across the region. Living so close to sea level, it is likely your property will suffer flood damage at some point, as there are few preventative measures you can take to avoid floodwaters. Should the unthinkable happen and you are suffering flood damage to your property, there are a few steps you should take immediately in order to mitigate the damage and properly prepare for your eventual insurance claim.

If you have not already, you should evacuate the property until floodwaters recede in order to avoid any accidents that could lead to someone’s death. Once you and your family are safe, you should contact a water damage remediation company. There are many such companies here in South Florida, and at People’s Insurance Claim Center we would be happy to recommend a reputable one for your consideration. You should meet with them at your property once it is safe to return so they may assess the damage and provide you a written estimate for the remediation.

Now that it is safe to return to the property, you should begin to inventory any personal property that was lost or damaged in the flooding. If you are able to recover any receipts or proofs of purchase from the home, especially for more expensive purchases, that will help when it comes to recovering the replacement cost for these items. Unfortunately, your insurance company is going to fight tooth and nail to minimize the payout for your claim, as it is in their business interests to avoid paying more than they have to. This is why you should strongly consider retaining the services of a Public Defender for your flood insurance claim so your interests are protected during the process.

Floods are an unfortunate reality for South Floridians – a small price to pay for living in a sunny tropical paradise. If you should find yourself suffering from damage to your home or business as a result of flooding, you should take immediate action to ensure yours and your family’s safety as well as minimize the impact of the flooding to your property. At People’s Insurance Claim Center, we can help you through this difficult time, both as experienced advisers when it comes to property restoration as well as enthusiastic advocates on your behalf through the claims process. Call us today at 305-956-3666 so we may provide you a free claim analysis and recommend a course of action for you.

If your home or your business has suffered a loss, please call  our experts at (305) 956-3666 or visit for a FREE claim analysis with PICC.

We will make sure you get what you deserve from your insurance claim for your property damage

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