What is a Public Adjuster?
Updated: Jan 9, 2020
WHAT IS A PUBLIC ADJUSTERS AND WHY YOU SHOULD HIRE ONE?
Public Adjusters advocate on the policyholder when negotiating with their insurance company, working for the best interests of the insured when filing a claim.
When filing an insurance claim, the job of a Public Adjuster consists of helping you get a higher settlement from your insurance company.
Public Adjusters will carefully review your policy coverage and present your case in a legal, true, and more favorable way for you, so that you receive the benefits you lawfully deserve.
After going through all the evidence provided and displayed, inspecting the location and recording the damage, the Public Adjuster will prepare and present your case to the insurance company, always seeking your satisfaction.
HOW TO IDENTIFY A LEGITIMATE PUBLIC ADJUSTER?
Public Adjusters are trained to be great negotiators, here in Stellar Adjusting our team includes attorneys, contractors, loss consultants, past insurance company adjusters, public adjusters, real estate professionals, among other professionals that are willing to work thinking only of your best interest.
They will dive into a deep investigation of your situation in order to present a complete case to your insurance company, regardless of the valuable amount of the claim, whether it is big or small:
We do not require a minimum value for a claim, because we understand that, no matter the size of the damage, it is important for our clients to solve, and the quicker it is solved, the better.
On that note, it is important to clarify that Public Adjusters are hired either by individuals as well as by companies, there is no limit when it comes to the range of people or entities that we can help. We are on your side.
One thing to take into account is that it is never to late to hire a Public Adjuster because, even when the insurance company has closed your case, we can analyze it if you believe you did not receive the amount of money you deserved.
We can reopen your case and renegotiate with your insurance company for you.
However, we recommend that you hire your Public Adjuster as soon as the damage is done, given that when the Public Adjuster becomes a part of the process since the beginning, the presentation of the case will be more complete.
PUBLIC ADJUSTERS CAN HELP WITH ANY TYPE OF DAMAGE
Public Adjusters are aware of the numerous damages that can possibly occur to your property, among which is hurricane damage, a major fear when it comes to the State of Florida.
Hurricane season is almost a given in Florida in the Summer time, with a sad recorded history of disasters and losses.
Hiring a Public Adjuster will help you through the process of recording the damage and understanding your insurance policy so that you get the best compensation possible.
Water damage is also a very common case when it comes to homes and establishments in general, now, the severity of the damage changes depending on the area where the water was absorbed, which could also lead to other damages.
A Public Adjuster will take care of every possible water damage you experience in your home, from leaks to floods, negotiating with the insurance company thinking about your best interests.
When it comes to fire damage, the severity of it can reach enormous proportions that signify many hours of stress for you and also require a huge amount of your time.
Hiring a Public Adjuster will help you deal with the insurance company, taking that weight form your shoulders and save you time that you can dedicate to other aspects of the situation.
Public Adjusters also take care of damages that are product of vandalism and theft, always working on a case-by-case basis.
Viewing every single problem in an individual way, not being satisfied with “good enough” but thinking of the client and his or her problem as if it were the only one that there is to deal with.
Our goal is that your insurance company fulfills its obligations and compensates you the way you so deserve after trusting them and accepting their services.
MONEY, MONEY, MONEY…
A Public Adjuster will not charge you unless they recover money for you.
In that case, the standard fee consists of a small percentage of the amount recovered from your insurance company.
One important thing to know is that an insurance company cannot cancel a contract if you hire a Public Adjuster, it is a violation, given that hiring a Public Adjuster is a right given by the State of Florida.
Our experience has turns us into experts when it comes to recognizing property damage.
We have seen it all and we are ready to use all of our knowledge on your behalf.
WE ARE ALWAYS HERE FOR YOU
You can file a claim any day of the week at any time, because we understand that damage or disasters do not follow regular business hours schedules.
Therefore, we are here 24/7, ready to help you solve your problem so that you can get back to live your normal life as soon as possible.
It is an easy process that starts with a call or e-mail, where you will schedule an appointment with a Public Adjuster that will go to the premises, examine the damage, and review your insurance policy.
Again, it is never too early to hire a Public Adjuster to review your insurance policy for you, so that, since the beginning, you get the best plan according to your possibilities.
As soon as you hire a Public Adjuster you will understand how beneficial it is for you and will get a grasp of all of the time you are saving.
Hire one now and save yourself the time and money you need and deserve.
If your home or your business has suffered a loss, please call our experts at (305) 956-3666 or visit www.piccfla.com for a FREE claim analysis with PICC.